40 St. Charles Street, Belleville, ON K8P 2V8, photo 1

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40 St. Charles Street, Belleville, ON K8P 2V8

Belleville Ward · Belleville · K8P 2V8

$479,999

MLS® X14122828

About this property

Exceptional opportunity to own a spacious raised bungalow on a quiet, family-friendly street. Conveniently located close to schools, shopping, amenities, and Hwy 401, this versatile property offers the perfect blend of comfortable family living and investment appeal. The bright and inviting main level features spacious principal rooms, an updated bathroom, and a generously sized primary bedroom complete with a private 2-piece ensuite. Large windows fill the home with natural light, creating a warm and welcoming atmosphere throughout. Step outside to a deck overlooking the expansive fully fenced backyard, providing plenty of space for children, pets, gardening, and outdoor entertaining. The lower level significantly expands the living space and has been enhanced with fresh paint and new flooring throughout. Featuring three bedrooms, a newly renovated kitchen, a full bathroom, and a separate entrance, this flexible layout offers excellent potential for multi-generational living, an in-law suite, or additional rental income. Additional highlights include an attached garage, ample driveway parking, and numerous recent updates, including a new furnace (2025), hot water tank (2023), and lower-level improvements completed in 2026 (fresh paint throughout, new flooring, and an updated kitchen). With its flexible layout, separate entrance, and extensive recent improvements, this property is ideally suited for homeowners seeking additional living space, multi-generational families, or investors looking for strong income potential. Quick closing available.

Details

Property type
Detached · Residential Freehold
Bedrooms
5
Bathrooms
3
Living area
700-1100 sq ft
Lot
39.45 × 161.34 Feet
Style
2-Storey
Heating
Forced Air · Gas
Cooling
Central Air
Sewer / septic
Sewer
Basement
Apartment, Finished with Walk-Out, Separate Entrance
Garage
Attached
Parking total
3
Taxes
$4,243 (2026)

Rooms

RoomLevelSizeNotes
Living RoomMain13' × 12' 2"
KitchenMain12' × 11'
Great RoomMain12' 10" × 12' 1"
Bedroom 2Main12' 10" × 11' 1"
Bedroom 3Basement11' × 10'
Bedroom 4Basement12' × 10'
Bedroom 5Basement12' 5" × 10' 11"
KitchenBasement12' × 10' 10"
Bedroom 5Basement12' 5" × 10' 11"
KitchenBasement12' × 10' 10"
BathroomBasement10' 8" × 5' 2"

Location

Approximate location, placed by postal code. Postal code data © GeoNames (CC BY 4.0).

Payments on this home

Estimated monthly payment

$2,125

Principal and interest only, using Canadian semi-annual compounding. Taxes, insurance, and CMHC premiums (required under 20% down) are extra. For planning, not a lending commitment.

Listing courtesy of HOMELIFE/MIRACLE REALTY LTD. Listing data provided by the originating real estate board via PropTx Amplify Syndication.

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The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale or lease of real estate and may not be used for any commercial purpose or any other purpose.

Information is deemed reliable but not guaranteed accurate. Room measurements are deemed reliable but not guaranteed.